Information

Mortgage basics
Principal. Terms. Amortization. Fixed rate. Variable rate. High-ratio. Need some help understanding mortgage terms? Here is an overview of mortgage basics that will help you be a more informed borrower.
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Getting pre-approved
When you are shopping around for a home, already being approved for a mortgage takes some of the stress out of house-hunting – and can give you an edge with sellers.
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Pay off your mortgage faster
A Morcap mortgage broker can find you a loan with a rate and terms that will save you serious cash. But you can save even more over the life of your mortgage with these smart tips.
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Refinancing for your reno
Thinking about tapping into your home equity to improve your house? Here’s the lowdown on how to do that – and save some money in the long run.
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Your loan information:

Mortgage Amount:
 Loan Purpose:
Purchase Price:
 Term:
 Amortization:
Down Payment/Equity:
 Source of down payment:
Closing Date:
    

About you:

Title & First Name: 
 Surname:
 Date Of Birth:
Employer's name:
 Job Status:
 Occupation:
Total Yearly Income:
 Job Length:
 Co-Applicant:
SIN (optional):
 Dependants:
 Total Consumer Debt

Your Address & Contact Details:

House No. & Street:
 Apt#        Postal Code:
    		Email:
Primary Phone:
 Secondary Phone:
 Time at  Address
Province
 City
 Property Type:
Best time to contact you:
 Own or Rent?
 Rental Payments

About your Co-Applicant:

Title & First Name: 
 Surname:
 Date Of Birth:
Employer's name:
 Job Status:
 Occupation:
Total Yearly Income:
 Job Length:
 SIN (optional):
Dependants:
 Total Consumer Debt
  

About your current Mortgage:

Property Value:
 Purchase Price:
 Mortgage Balance:
Mortgage Payments:
 Mortgage Rate Type:
 Mortgage Company:
Current Mortgage Rate
 Maturity Date
 Schedule

Assets

Banking Institution
 Transit Number:
 Cash /Savings In Bank
Stocks/Bonds
 Other Real Estate:
 Auto Value:
Furniture:
 Other Assets:
  

Liabilities

Personal Loan
 Line of Credit:
 Auto Debt
Other Mortgage:
 Credit Card Debt:
 Other Debt:
Have you declared bankruptcy in the past 7 years?
  

Property Description

Municipal Address:
 Propety Type:
 Occupied By:
Annual Property Tax:
 Solicitors Name:
 Solicitors Phone:
Solicitors Address: